Chicago · Owner-Operator

20+ Years on the Ground. $3.5M+ in Active Chicago Assets. Zero BS.

Real estate consulting and deal analysis from a local owner-operator who knows the rules inside and out.

I don't deal in textbook theories or social media hype, and I definitely don't do polished sales pitches.

What I do is analyze properties, spot the hidden liabilities that others miss, and use over twenty years of hands-on success to help everyday buyers and local investors confidently build real wealth right here in Chicago's neighborhoods.

I built genuine, lasting financial stability and I can help you do the exact same thing.

You won't get rich quick here, and I will never feed you fake promises of overnight success. What you will get is the truth. I'll show you exactly how I did it without breaking the bank, all while working a regular full-time job.

No gimmicks. Just the real-world blueprint you need to set yourself up for long-term success in real estate investing.

20+

Years on the ground

$3.5M+

Active Real Estate Assets

$6B

Infrastructure overseen

The Tool

The Deal Analyzer

Plug in a property. See what the numbers look like.

Property Inputs

$

Typical 2–5% depending on market and loan type

MonthlyYearly
MonthlyYearly
Manual

Not required (LTV ≤ 80%)

Unit 1
$
Unit 2
$

MonthlyYearly

Typical: 2–4%

Typical: 2–4%

1% Rule

0.00%

2% Rule

0.00%

50% Rule

0%

Analysis Output

Live, recalculating as you type.

PITI + PMI

Principal & Interest$0
Taxes$0
Insurance$0
PMI$0
Total PITI$0

Cash Flow (Monthly)

Gross Income$0
Operating Expenses- $0
Debt Service- $0
Net Cash Flow$0

Cash-on-Cash ROI

0.00%

DSCR

5-Yr IRR (w/ sale)

10.0%

5-Yr Total ROI

0.00%

Break-Even Occupancy

Below this, deal goes negative

Cash to Close

$0

Deeper Numbers

Break-Even Rent / Unit$0
Total Interest (life of loan)$0
5-Year Equity Built (paydown)$0
5-Year Net Cash Flow$0
Est. Sale Proceeds (Yr 5, net of 6% sell cost)$0

The Operator

About Ben Noven

Ben Noven, founder of Noven Real Estate Consulting

Ben NovenFounder, Noven Real Estate Consulting

I create and operationalize systems, invest in real estate, and manage risk in Chicago. That is what I've done for twenty years. My background doesn't fit into a standard corporate box because I've spent my life executing on the ground, not sitting in a cubicle.

As an active real estate investor, I've spent nearly two decades buying multi-unit properties, rehabbing Chicago homes, and dealing with local contractors. I know exactly what can go wrong with a building or a contract because I've lived it.

To completely master the game, I spent years working behind the scenes at the absolute highest levels of safety enforcement, infrastructure, and housing finance in Illinois. I didn't do it to play politics or wear a suit (although it doesn't hurt) — I did it to understand the inner machinery of the system. I was the system. Here is the exact battle-tested experience I bring to your side of the table:

State-Level Enforcement

I served as the Director of OSHA for the State of Illinois under two gubernatorial administrations, where I ran safety enforcement and consultation efforts for the entire state, managed multi-million dollar regulatory budgets, and protected millions of employees while assisting small and large businesses.

Massive Infrastructure Risk

As the General Manager of Construction Safety and Engineering for the CTA — the second-largest transit agency in the country — I currently oversee safety risk mitigation and compliance for an active $6 billion public transit infrastructure pipeline, while helping to keep projects moving.

Housing Policy Architect

Serving as a Program Director under three Illinois State Treasurers, I negotiated and secured a landmark $50 million housing finance partnership with Freddie Mac to expand affordable homeownership and fight predatory lending, growing a mortgage program that helped thousands of borrowers and hundreds of mortgage bankers and financial institutions.

Committee Leadership

I quietly shaped the operational frameworks that govern state housing and financial policy, serving as the Appointed Chair of the Illinois State Treasurer's Housing Advisory Board and as an Appointed Member of the Illinois Housing Task Force. I helped create and administer the policies and procedures that lenders and borrowers followed.

I know exactly what will encounter because I have been through it all, which means I know exactly how to approach and handle it. Today, I use my heavy-hitting background for one main reason: to give everyday people an edge so they can protect their hard-earned money, avoid devastating financial mistakes, and build real local wealth without getting burned or taken advantage of. Every investment carries risk — I help you understand the landscape and minimize your investment risk.

Advisory

How We Can Work Together

Option 1

The 45-Minute Deal Check 1-to-4 Unit Residential & Single-Family Homes

$250/ 45-Minute Focus
  • For: Everyday home buyers, independent property owners, those looking to purchase a one to four unit property, and regular people navigating a big property decision.
  • We get on a call, pull up the property data, look at the layout, and reality-check the deal.
  • I'll tell you exactly what to look out for, what the neighborhood numbers actually mean, and how to keep from buying a money pit or getting ripped off by a bad contractor.
Most Comprehensive

Option 2

The Tactical Strategy Session

$750/ 90-Min Session + 14 Days Email Advisory
  • A comprehensive residential deep dive to analyze a deal, structure financing, manage construction risk, or optimize property operations.
  • For: Independent buyers, active owners, and scaling residential investors navigating a high-stakes property decision or complex project execution.
  • 90-Minute Deep Dive: Extensive evaluation of your residential real estate strategy, live deal simulations, and direct analysis of your financing options, construction plans, and operational setup.
  • Analyzing the Deal: Running a hard-numbers breakdown; stress-testing the cash flow, auditing the real neighborhood metrics, and identifying hidden expenses to verify the residential property actually works.
  • The Execution Blueprint: Clear frameworks for navigating the banking side, managing structural renovations, handling contractor liability, and spotting traps before you sign.
  • 14-Day Email Access Window: Two full weeks of direct email follow-up after the call to review adjusted numbers, vet contractor quotes, handle day-to-day property operations questions, and tackle execution hurdles as you take action.

Institutional Advisory Route

Looking for Institutional Risk Advisory?

Are you a corporation, mid-to-large scale developer, or public agency navigating complex public-private frameworks, regulatory audits, or municipal red tape? I handle high-stakes strategy and institutional risk mitigation strictly behind the scenes.

Corporate & Enterprise Advisory

Field Notes

Insights: Real Talk. Micro-Lessons.

No fluff. Just raw property analysis lessons, deal breakdowns, and Chicago market commentary pulled straight from my video feeds.

Short · 00:45

How I analyze a small multifamily in 60 seconds

@bennoven19K views
Short · 00:50

The one expense new investors always miss

@bennoven26K views
Short · 00:55

Why DSCR is the only metric that matters

@bennoven33K views

General Inquiries

Contact Me

Have a quick question or want to discuss a custom project? Drop me a line directly.